When do you have to repay your Help to Buy loan?

Help to Buy is a government scheme in the UK which is aimed at helping people, particularly first-time buyers, get a foot onto the property ladder or even move up a rung. The scheme was first introduced in 2013. It consists of several components, including the Equity Loan scheme, Help to Buy: ISA (Individual Savings Account), Help to Buy: Shared Ownership, and a Mortgage Guarantee.

Different types of talking therapy

You should know a bit about the different types of therapy if you have ever thought about a career in counselling. There are different types of therapies, giving the patient a wide range of options. Here are a few examples of different types of therapy:

Three types of sweater

As the days grow cooler, you will find yourself in need of cosy and stylish sweaters to keep you warm. With a multitude of sweater styles available, it is essential to know your options to make the best choices for your wardrobe.

Strategies for a Stress-Free Home Moving Experience

It is no secret that moving home can be a very stressful time and can take your attention away from a lot of other important matters that may be going on in your life. If you currently live a very stressful life, moving home may be the last thing you want to do. However, if the process is out of your control and you have no choice but to move home, there are some steps you can take to remove a lot of stress from the home-moving experience. In this article, we will explore some of these strategies so you can achieve a stress-free move, and focus your attention on more important matters.

What are the benefits of drone filming

Drone filming is a radical new form of camera work that has been a revelation for filmmakers and documentary makers the world over. These small hovering remote-control robots have been able to produce shots and camera angles that would have been considered inconceivable just a few short years ago. Drones are a truly revolutionary form of camera as they can easily place themselves into intimate areas of buildings and film sets so that new angles and visions of films can be created.

Computer Firsts

Computers are a part of our everyday lives and they’re the foundation for almost every job and transaction we do. Here are some of the firsts that occurred in the history of computing.

Charles Babbage invented the first mechanical computing device in 1822. There are a number of classifications for computers. It looked nothing like the computer we know in our digital age.

Creating an Elegant Home on a Budget

Everyone dreams of having a home that has the wow factor. However, a home with elegance does not come cheap and it can take a lot of saving to be able to afford the style of home you are looking for. But with some creative and strategic choices, you can transform your current living space into the elegant haven you have been dreaming of without breaking the bank. In this article, we will explore some strategies you can implement to get the home of your dreams without having to spend too much money.

Proactive Solutions for Household Issues

If you work a full-time job and have a family, it is probably rare that you find time for yourself to relax. This is why, when you return to our home at the end of a busy day, you want to be able to put your feet up and unwind. However, some household issues can arise in your home unexpectedly and if you are unprepared for them, they could cause serious damage to your home and cost a lot of money to repair. However, by being proactive and knowing how to address these issues, you can save time and money. In this article, we will give you some solutions to common household issues.

What are the implications of signing a director guarantee?

Directors who are considering signing personal guarantees for lenders should make sure they fully understand the implications before doing so.

While a personal guarantee can be a good way to release credit lines that would not have been accessible otherwise, if things go wrong, it can have a considerable negative impact. Company directors need to do their homework and perhaps even take legal advice from an expert such as https://www.parachutelaw.co.uk/director-guarantee to make sure it’s the right choice and doesn’t have unintended consequences. Here are some implications you should bear in mind before signing a director guarantee.

Renovating your new family home in the diverse and colourful City of Bristol

Having diligently saved up a substantial deposit for your new family home in the diverse and colourful City of Bristol and viewed many potential properties, you eventually find a “Doer Upper ” that needs some renovations but is the perfect size property for your family and most importantly is in the right location. Having secured a mortgage from a reputable lender the first thing on your extensive “To Do List” is to ensure the home is watertight, ready for the cold, wet winter months.  Having thoroughly researched local, trusted Tradespeople and checked out lots of reviews from previous, happy customers you opt for the firm that appear to be highly-skilled, trusted, Roofers Bristol such as Mogford Prescott Roofers Bristol.